Upcoming Seminars

Please join us for the Upcoming Seminar

How to Prepare for Retirement Income and Estate Planning

                     &

Understanding the Collins Aerospace / UTC Savings Plan

plus Healthcare Benefits

 
 
HEAR FROM OUR CORPORATE BENEFITS EXPERTS

 

Dr. Dave Knutson, Ph.D., ChFC

Chartered Financial Consultant

 

 

Suresh Basnet, MBA

Portfolio Manager

 

Our mission is to increase your income, reduce your taxes, and leave more to your loved ones and your community. A complimentary dinner will also be provided. Served immediately after the presentation. We look forward to meeting you at Biaggi's Ristorante Italiano!

Best Regards,

Suresh Basnet

Please register for either Monday, September 9th or scroll down and register for Tuesday, September 10th

 

TOPICS TO BE DISCUSSED:

1. UTC Employee Savings Plan and Healthcare Benefits

  • Healthcare is the single biggest cost during retirement. How should I manage this risk?
  • Should I retire in 2019 and stay in Rockwell Group Healthcare Plan or continue with UTC coverage? What are the potential costs and benefits?
  • How should I decide how much to contribute to the savings plan on a before-tax basis, after-tax basis, or combination of both?  Should I do Roth 401(k) to the plan?

2.    Retirement Income & Estate Planning

  • Can I afford to retire confidently in 2019? Or on my own terms in the future?
  • How do I ensure that I do not run out of money during my lifetime?
  • Inventory of Assets for Tax Wise Planning (IRA Assets, stepped up Basis, Tax Free assets)
  • Stretch IRAs planning to minimize distribution, maximize wealth transfer, and minimize taxes
  • Healthcare is the single biggest cost during retirement. How should I manage this risk?
  • What are the ways in which Assets pass at Death?
  • How do I coordinate the distribution of pension income, social security benefits, and retirement investment distribution, to minimize taxes?

3.    Social Security Maximization Strategy

  • Collect Now or Later: This is one of the most important decisions you will ever make when it comes to Social Security. What year is best for you to begin collecting Social Security Benefits?
  • Spousal Benefits Planning: What options does my spouse have and am I choosing the one that will provide the most income?
  • Survivors Benefits: If I pass away, how much income will my spouse receive, and how can I fill the income gap?
  • Social Security Taxation: How much of your Social Security will be taxed, and what can you do to lower taxation?

The seminar topics presented are for informational use only and are not intended to provide specific advice or securities recommendations for any individual. Neither BIC nor its professionals provide securities, tax or legal advice. You should consult with a professional regarding your individual situation prior to making any decisions. NPN: 8549095 & 261164

When: Monday, September 9, 2019 - 5:30 p.m. - 7:00 p.m.
Where: Biaggi's Ristorante Italiano

320 Collins Road NE

Cedar Rapids, IA 52402
Host: Balanced Investment Company
Phone: 319-409-1653
 

Please join us for the upcoming Seminar

 

When: Tuesday, September 10, 2019 - 5:30 p.m. - 7:00 p.m.
Where: Biaggi’s Ristorante Italiano

320 Collins Road NE

Cedar Rapids, IA 52402
Host: Balanced Investment Company
Phone: 319-409-1653